You and your family will be considered for partnership if your total gross monthly income (before taxes) is between the minimum and maximum limits listed above. Since you will be purchasing your home from Habitat, you must demonstrate your ability to pay the monthly mortgage payment. This payment will include not only the mortgage payment, but also the payment of real estate taxes and homeowner insurance. This requires satisfactory credit, a good payment history on monthly debts, and no bankruptcies within the past three years.
Meeting these family income levels is a minimum requirement. Other factors will affect a family's ability to afford a Habitat house. For example, the number of bedrooms required, the size of the house, and whether or not a garage is built will all affect the mortgage cost. A volunteer will assist applicants in understanding how this will affect individual families.
Families selected as Habitat partners will be expected to attend homeowner education classes and budgeting classes and will meet monthly with their Family Support Advocate to review their budget.
Buying a home in partnership with Habitat for Humanity is a unique opportunity. We build homes with hardworking, low-income families and the community and then sell the homes at no profit with affordable mortgages to Habitat families, whom we have prepared to be successful homeowners.
To download an application, click on this link. We are happy to help or answer any questions--just give us a call!
177 West 6th Avenue PO Box 171 Junction City, Oregon 97448 541-998-9548 Office 541-998-1139 ReStore Info.JCityHabitat@gmail.com
office hours are by appointment at 541-998-9548.
Shop/Donate the ReStore Wednesday through Saturday, from 10:00 a.m. to 5:00 p.m.
Junction City/Harrisburg/Monroe Habitat for Humanity may use photographs and videos of participants and volunteers in affiliate publicity, social media, and on the news, in newspaper stories, etc. without permission or compensation. If you do not want yourself or your child photographed, contact the office for more information.